Alternative to Pet Insurance: Animal Health Alliance

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September 9, 2010
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Since the downturn of the economy back in 2008, many people have had to pinch their pennies and watch their spending. This has included the amount of care given to their pets. Pet insurance can seem pricey when you’re watching your budget and have other bills that take precedence like a mortgage, bank loans, or medical bills for the rest of the family.

If the family pet seems healthy, a yearly checkup and any preventative pills that need to be given such as heartworm or flea and tick medication will usually be enough. However, what if your pet is injured and the cost of medical attention seems too high? According to some statistics, there is a rise in the number of economic-based euthanasia cases and other owners who have animals with less severe injuries opt for the necessary treatment to relieve the injury but then postpone or cannot follow up with more treatment afterwards.

Animal Health Alliance is a company that seeks to offer some economic relief to pet owners by offering employers and organizations a benefit package that covers pets. Individuals can buy a package but if your company is willing, they can offer a pet package to their employees as well as any family coverage already in effect. Think of it as a health plan for your pet.

What does AHA cover?

  • Well checks & vaccinations
  • All bacterial/viral infections
  • Skeletal & muscular disorders
  • Nervous system disorders
  • Diseases of the eyes and ears
  • Gastrointestinal diseases
  • Urinary & reproductive systems
  • Cancers
  • Accidents
  • Nervous System
  • Poisons & overdoses
  • Cardiovascular & circulatory disease

All pets are guaranteed membership, regardless of age, health, preexisting conditions, or hereditary predispositions. There are no deductibles to meet, and no annual limit on discounts. By joining AHA, members get a 25% discount on their vet bills when their pets receive care from an in-network vet. If you are ok with changing vets this can be beneficial, but if you like the vet you are using, AHA urges you to let them know as they are always looking to expand their network.

If you have been considering pet insurance or if you are an employer who wants to help promote responsible pet ownership, AHA might be another avenue to think about. To learn more about their services, visit their website.

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